Best 18-Month CD Rates in Butte-Silver Bow, Montana, MT

You are viewing rates from banks across Butte-Silver Bow

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Butte-Silver Bow, Montana . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Butte-Silver Bow, MT - August 1, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Wells Fargo Bank, National Association Shelby Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
First Security Bank of Deer Lodge First Security Bank Of Deer Lodge Branch	1.10%	$10,000	-	Learn More Add Review
Freedom Bank Freedom Bank Branch	1.00%	$10,000	-	Learn More Add Review
Valley Bank of Kalispell Valley Bank Of Kalispell Branch	0.80%	$10,000	-	Learn More Add Review
The First State Bank of Shelby The First State Bank Of Shelby Branch	0.75%	$500	-	Learn More Add Review
Belt Valley Bank Belt Valley Bank Branch	0.75%	$10,000	-	Learn More Add Review
Citizens Alliance Bank First Bank Of Lincoln Branch	0.60%	$10,000	-	Learn More
Worst banking experience ever \| Jan 28, 2024 This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More Reviews (1)
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
Madison Valley Bank First Madison Valley Bank Branch	0.60%	$10,000	-	Learn More Add Review
First Security Bank of Roundup First Security Bank Of Roundup Branch	0.50%	$1,000	-	Learn More Add Review
Bank of The Rockies Bank Of The Rockies, National Association Branch	0.50%	$10,000	-	Learn More Add Review
Manhattan Bank Manhattan Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Bozeman Bank Of Bozeman Branch	0.50%	$10,000	-	Learn More Add Review
First Montana Bank, Inc. First Montana Bank, Inc. Branch	0.45%	$10,000	-	Learn More
Mollyt \| Jul 13, 2022 Your online banking is not work is there something wrong with the website the is the second time. I g Could not loc.on Read More Reviews (1)
American Bank Center Community First Bank Of Glendive Bra Branch	0.45%	$10,000	-	Learn More
Boyd \| Nov 26, 2023 What is Bravera swift code Read More Reviews (1)
Bank of The Rockies Bank Of The Rockies, National Association Branch	0.45%	$10,000	-	Learn More Add Review
The Bank of Baker The Bank Of Baker Branch	0.45%	$10,000	-	Learn More Add Review
Three Rivers Bank of Montana Three Rivers Bank Of Montana Branch	0.40%	$10,000	-	Learn More Add Review
The Bank of Commerce Dillon Branch	0.35%	$10,000	-	Learn More Add Review
Native American Bank, National Association Main Office Branch	0.30%	$100,000	-	Learn More Add Review
Opportunity Bank of Montana Twin Bridges Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Native American Bank, National Association Main Office Branch	0.25%	$10,000	-	Learn More Add Review
American Bank Livingston Branch	0.25%	$500	-	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
First Interstate Bank Polson Branch	0.15%	$10,000	-	Learn More
kmills \| Nov 15, 2019 If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More Reviews (2)
TrailWest Bank Ravalli Main Office Branch	0.10%	$10,000	-	Learn More Add Review
U.S. Bank National Association Butte Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Wells Fargo Bank, National Association Shelby Branch	131 Main Street	Shelby	MT
First Security Bank of Deer Lodge First Security Bank Of Deer Lodge Branch	311 Milwaukee Avenue	Deer Lodge	MT
Freedom Bank Freedom Bank Branch	530 9th Street West	Columbia Falls	MT
Valley Bank of Kalispell Valley Bank Of Kalispell Branch	41 3rd Street West	Kalispell	MT
The First State Bank of Shelby The First State Bank Of Shelby Branch	320 Main Street	Shelby	MT
Belt Valley Bank Belt Valley Bank Branch	111 Castner Street	Belt	MT
Citizens Alliance Bank First Bank Of Lincoln Branch	503 Main Street	Lincoln	MT
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	130 Mcleod Street	Big Timber	MT
Madison Valley Bank First Madison Valley Bank Branch	213 East Main	Ennis	MT
First Security Bank of Roundup First Security Bank Of Roundup Branch	401 Main Street	Roundup	MT
Bank of The Rockies Bank Of The Rockies, National Association Branch	205 West Main Street	White Sulphur Springs	MT
Manhattan Bank Manhattan Bank Branch	124 South Broadway	Manhattan	MT
Bank of Bozeman Bank Of Bozeman Branch	875 Harmon Stream Boulevard	Bozeman	MT
First Montana Bank, Inc. First Montana Bank, Inc. Branch	201 North Higgins Avenue	Missoula	MT
Bravera Bank Community First Bank Of Glendive Bra Branch	319 North Merrill Avenue	Glendive	MT
Bank of The Rockies Bank Of The Rockies, National Association Branch	205 West Main Street	White Sulphur Springs	MT
The Bank of Baker The Bank Of Baker Branch	116 S Main Street	Baker	MT
Three Rivers Bank of Montana Three Rivers Bank Of Montana Branch	233 East Idaho	Kalispell	MT
The Bank of Commerce Dillon Branch	110 South Idaho Street	Dillon	MT
Native American Bank, National Association Main Office Branch	125 North Public Square	Browning	MT
Opportunity Bank of Montana Twin Bridges Branch	107 South Main Street	Twin Bridges	MT
Native American Bank, National Association Main Office Branch	125 North Public Square	Browning	MT
American Bank Livingston Branch	120 North 2nd Street	Livingston	MT
Farmers State Bank Farmers State Bank Branch	103 Main Street	Victor	MT
First Interstate Bank Polson Branch	Main Street	Polson	MT
TrailWest Bank Ravalli Main Office Branch	244 West Pinckney	Hamilton	MT
U.S. Bank National Association Butte Branch	10 South Main Street	Butte	MT

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

Cash Savings

Product:

Average Rate:

Best Rate:

Years at Rate:

Tax Rate:

CD Products by State

CD Products by City in Montana

CD Resources

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

Download

BestCashCow
Guide To Credit Card Travel Rewards

Download

65 Questions to Ask before Choosing a CD

Download

The Insider's Guide
to
Mortgages

Download

Plan and Optimize Your Finances

Butte-Silver Bow, Montana CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Montana

Download a Free eBook